ZIP home
- Bud Bate
- Mortgage Loan Officer
- NMLS 210403
- 801-318-1167
- bud.bate@cbutah.com
Mortgage Calculator
Get a sense of the costs of buying a home with our monthly mortgage calculator.
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An annual or semiannual tax that is assessed, collected, and used by your local government for community funding. Commonly this is escrowed and included in your monthly mortgage payment.
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An insurance policy that protects your property and belongings from damage and destruction (also known as Hazard Insurance). It also can protect you from liability if damage or injury is caused to other people on your property.
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Homeowners Association fees (or dues) are used to cover services and amenities in the community or neighborhood the property is in.
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An insurance policy that protects a lender if a borrower defaults on their loan. Having Mortgage Insurance can make it easier for buyers with smaller down payment amounts to buy a home.
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Making a larger monthly payment on your mortgage can help save on your interest and pay off the mortgage sooner. Make sure to check there aren't limits or charges for early payoffs first.
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You can make interest only payments for the selected amount of years before making principal and interest payments. During this period you still can make interest only payments, as well.
- Mortgage Payment (P&I)
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- Property Tax
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- HOA Dues
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- Homeowners Insurance
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- Mortgage Insurance
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- Total Monthly Payment
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| Pmt # | Payment | Principal | Interest | MI | Balance |
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| Pmt # | Int Rate | Mth Pmt | Principal | Interest | Balance |
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Thank you for considering Central Bank as your long-term Mortgage Lender. We are excited to help you. We are committed to providing you with the best and quickest service possible. If you have any questions at any point during the process, please feel free to call or email me.
After you’ve completed the application, I will promptly review it and will be calling you to go over some details to make sure we meet your needs. Thank you again, I look forward to working with you.
Bud